Axis Bank - Learn Fund Transfer Through RTGS

In earlier post we had already covered a Fund transfer  from Axis to Axis and Axis Bank to Other bank. RTGS is a real time gross settlement which transfer the money at fastest in different bank or locations, Payee can get transferred money within minutes. Axis Bank offers the same when you will make payment more than 2 Lac then NEFT transfer is automatic get converted into RTGS Payment transfer and your transferred money is settled in Real time from one bank to another bank and within the same bank.

By default Axis Bank has set your daily transaction limit that is 50 thousand,  you may change your transaction limit from 50 thousand to 5 Lac for making transaction for a specific payee.If you want to make transfer above than 5 Lac then you have to go bank branch for increasing a transaction limit.

Internet Banking facility allows to transfer amounts up to 5 Lac and above 2 Lac transfer process is considered as RTGS Transfer.

You may take a print of a payment receipt or save it in the file or take screenshot of your payment screen, or click to send mail to send the payment receipt in your axis bank mail box.

You may check status of your  transaction choosing status inquiry button.

Note -:
  1. When you add an account for transfer, see carefully digits and match the digits twice or thrice time to ensure that the bank account is correct. Do one rupee transfer first to learn the transfer.
  2. Take Print of your transaction
  3. Click to send mail to send the receipt in your axis bank online Inbox.
  4. If it is not printed due to the printer not available then take a print screen of the page as  transaction get completed.
  5. Check status inquiry - you may get the status of your transaction with a RTGS transaction number or   NEFT reference number.
  6. Se transaction limits to less after the transfer.


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Axis Bank - Get Six Month Statement Online

Need not to go branch to take bank statement, you may take bank statement online.The axis bank releases monthly bank statement, you may download monthly statements and take print of 6 PDF.You must have Internet banking enabled for your bank account.

Steps to Download  Six Month Bank Statement -:

1. Login on Axis Bank website.
2. Click on Statement Enquiry
3. Click on Monthly Statement
4. Choose specific month and Download PDF.

You may take print of 6 PDF or 6 month statements, You may send also these PDF in attachment to the E-mail.

6 months Axis Bank Statement Online


Check Bank Account Balance Through SMS and Miss Call

Apart from ATM and Internet Banking, You can check your Bank Account Balance simply sending an SMS to the bank specified numbers. It also worked for Sundays. The Only thing is that you must register your mobile for mobile banking or SMS Alert. If your mobile is not enabled for mobile banking then go to the nearest branch to enable mobile banking or SMS Alert. 

1. ICICI Bank

 SMS IBAL to 5676766         
 SMS IBAL to  9215676766  

Give Miss Call on 022-30256767


2. Punjab National Bank (PNB)

To know account Balance you give two miss call on below numbers, you will get SMS of account balance.

 Dial 1800 180 2222, Give Two Ring Miss Call   
 Dial 0124-2340000, Give Two Ring Miss Call   

Another way is -

 SMS BAL 5122 015300XXXXXXXXXX  

5122 is SMS password and the third one is Account number.


3. Axis Bank

 SMS BAL 1234567890 to 5676782        
 SMS BAL 1234567890 to 9717000002  

Give Miss Call on 09225892258

Where 1234567890 is an account number

Another way is without providing an account number-

 SMS BAL to to 5676782       
 SMS BAL to to 9717000002 


4. HDFC Bank

 SMS BAL to to 5676712 

5. Bank Of India

Give Miss Call on 02233598548

Note - Write Us If you know Other Banks Miss Call Number.