RBI - Cheque / DD will be Started Expiring in 3 Months From 1st April 2012

Today is last day of Financial Year 2011-2012 , RBI has cut off expiry months of Cheque / DD from 6 months to 3 months. Now going forward from 1st April 2012, All Cheques will be expired in 3 months from issuing date of cheque. RBI has amended this rule for Cheque, Demand Draft (DD) and Pay Orders to prevent scam and misuse activity. So deposit your Cheque / DD prior 3 months in Bank otherwise it will be considered as an expired Cheque. Suppose your Cheque made on 1 st April ( 01-04-2012 ) then it will be expired after exact 3 months from issuing date ( i.e 1st April ) so expiration date or day will be 01-07-2012.

Cheque Expiry Date

PNB - Retail User : Register for SMS Alert or Mobile Banking Service

Today I wanted to transfer amount from Punjab National Bank in Other Bank Account ( i.e State Bank A/c) using a NEFT service However when I clicked on Add NEFT Payee to add payee then got below error -
"Please register for alert before proceeding"

PNB - Mobile SMS ALERT


If you are getting the same ERROR then it means your Mobile number is not registered for Internet mobile banking services or SMS Alert.

Go to the Nearest Bank Branch to Activate Mobile SMS Alert -
So to avail this service you will have to visit your nearest branch and You need to provide your mobile number in the application form for receiving an SMS alert.The SMS alert is a very good service which is used to make more secure transaction, since every activity of transaction will be notified to customer through SMS Alert.Go to the bank and ask for SMS activation alert form.

Call Customer Care to Activate Mobile SMS Alert - 
You can request the same service by calling customer care on  toll free number 18001802222, choose 9 option to talk with customer care officer, they will ask you few questions to check that you are owner of an account. You may ask to customer care to activate the service, they will ask your mobile number, provide your mobile number and finally they will provide a complain number of this request, note down it for future reference. The service will be activated in 72 hours. You may further call to customer care to know the status of your request by choosing option 6.

So now onward you will get SMS alert whenever any transaction performed.An SMS alert will be use to send URN Number, Balance Credit Alert, Balance Debit Alert and Cheque Deposit Alert, Cheque Bounce Alert.You may check your  account balance by sending an SMS.

SMS Alert will include following services -:
  • Return of cheque (bounced) for specific amount  for SF/CA/CC/OD accounts
  • Realization of cheques above a specific limit.
  • Realization of bills  above specific limit
  • Third party account transfer for specific amount
  • RTGS / NEFT or any other inward remittance in the account above a specific limit
  • NEFT / RTGS outward remittance (irrespective of amount)
  • Cash withdrawal above specific amount
  • On withdrawal at ATM above specific amount
  • Dishonor of DD purchased
  • Execution of standing  instructions
  • Stop payment of cheque

PNB - Retail User : Enable Transfer/RTGS/NEFT Link Or Bill Payment

Have you ever logged in your Punjab National Bank Internet banking website http://www.netpnb.com/ with your UserId and Login Password as a Retail User and after Login when you click on "Transfer/RTGS/NEFT" link then it may be that you are getting the same below error -:

                                           User not enabled for Bill Payments/presentment.


Enable Bill Payment


There are two causes of this error, one is your Transaction password is not created yet or got expired and other one is something technical issue in enabling the link.

If you have your Transaction password with you or got received Transaction password recently from your Branch Bank and after changing the Transaction password at your Login. Still you are getting the same Error when clicking on Transfer/RTGS/NEFT link.You may write an Email on ibsretail@pnb.co.in as written below to make activation of the Bill Payment / Transaction link.

-----------------------DRAFT  MAIL -----------------------------------------------------

Subject - Enable Bill Payments/Presentment Or Transfer/RTGS/NEFT link 

Hi,


I am "Your Full Name", holding a/c number "Bank a/c number". I am able to Login in http://www.netpnb.com/ as a Retail User, I had applied few days back for Enabling Bill Payment or Payment Transfer Service.The Branch Bank has provided me Transaction Password and I had changed the same as prompted for the first Time while logged in and Transaction password got changed successfully. Still I am not able to get access of "Transfer/RTGS/NEFT" link.When I am clicking on this link getting below Error-

                        User not enabled for Bill Payments/presentment.

Please enable the Transfer/RTGS/NEFT link to add Payee and Bill Payment service.

Please resolve this issue at earliest and do the needful.

Thanks,
Your Name
Mobile Number
--------------------------------------------------------------------------------------

How To Delete Facebook Chat History Or Chat Messages Permanently

Chat conversation always stores in Facebook Messages, whenever you are talking with your friend then chat history is created of all the messages, if you want to clear the chat history then go to chat Box and click on chat person photo or name you will get the chat window, when  you scroll whole chat window you will get the all chatting messages available on window, To clear this chat history, click the options (*) menu at the top right of the chat window and select "Clear Window", but this will clear only chat messages from the chat  window, still all the messages are available in the your conversation chat history.So first clear from chat window then go for permanently delete all messages.

 To delete permanently all chat messages from conversation history Follow below steps -

1.Select "See Full Conversation" from the options menu at the top right as shown below.
Delete All Facebook Chat Messages

 2. Select delete messages from the action menu item as shown below.

Delete Facebook Chat History
   
3. You can delete all or selected messages from conversation chat history as shown below. Click "Delete All" to delete all chat messages or choose "Delete Selected" for selected messages and click "Delete Conversations" to delete.

Delete Selected Chat Messages

Note : There is no way to disable the chat messages savings in Facebook so only one option is currently available to delete the chat messages as given steps.

Fundoodata.Com Is A Good Tool to Get to Know About Companies and Jobs

Fundoodata.com is a good tool which provides a lot of information about companies on various categories.It has informative data of almost all companies of India which helps to know more about a company on basis of rank, popularity, turnover, employees, etc. The site owner also made one other site FundooDataJobs.Com for a job seekers which help to provide a quick job to Job Seekers.


Use a advance search to get a list of companies on your search query criteria.You can get the data group by city, industry, states, sub industry and by sector.One you get the result of a companies, select any company and see the details , about the company and you can navigate also "career section" as well to apply the job or see current opening in the same company.

You can try other Job Websites as listed below -:

Playing All the Time - Enjoy Non Stop Music 24/7 On Raaga Live

I am listening music here.Do you listen? Need not to download the music at your computer, It is a out of Rage today. If you love music then a very good service available on Raaga.com and 27/7 music is playing through Internet streaming, enjoy the live music, playing a good collection from new releases, movie songs, film music, devotional songs, old songs, new songs and latest songs.

Raaga Live, Internet Radio FM

If you are interested in selective channels and listen to songs base on various categories then you may use other service too listen selective songs.Enjoy the Non stop channel base on genres, singers, music directors,actors, actress.

Chat Sign Out is a New Feature of Gmail

Looking forward you may sign out chat from Gmail too, if you are reading emails and not interested to chat with anyone then you may sign out the chat for the time being and when you want then further you can sign in, so advantage of the service when you are busy with reading emails then none can interrupt you that time, so use the service and enjoy the checking emails freely.

Chat Sign out Gmail
Sign In / Sign Out Gmail Chat

A Best Calculator and Currency Converter and Loan EMI Calculator

You want to use a calculator and best calculator is numerics.info which calculates a big numbers and expressions as you press enter.


A good currency converter also available here and you can convert any currency quickly.

   
 If you are going for a loan then you may use Loan Expert Tool to understand how much EMI you have to pay per month on particular loan amount, This is best loan calculator which gives an accurate data.If you are adding extra amount then it is calculating further  your tenure and remaining repay amount, you may come to know how much amount needs to pay and for how many years.