Banks approve any loan on the basis of credit history and this history are marked by credit information bureau and score is called as "Cibil Score", this score lies between min 300 to max 900 to get an approved a loan from the bank, 700 is considered as good score and bank approved a loan very fast, if you want to know your Cibil score then you may apply this online, you will have to fill simply a form and make payment using Internet banking and provide answers by asking question used for authenticating your identity.
1. Open site https://www.cibil.com/online/credit-score-check.do
2. Select CIBIL TransUnion Score (Including CIR) ( 470/-) - here including CIR means that you will get credit information report and also Cibil score.
3. Fill your personal details, mobile number, E-mail and choose one ID proof and address proof, please note address proof must match with given above address in the form.
4. Provide your loan account number or credit card number which you have or had.
5. Enter the characters in the image
6. Click to make online payments , choose your Internet banking bank for the payment.
7. Few questions will be asked to authenticate you, you provide the answer if the answers are mismatched or not matched with your records then you will be considered as not -authenticate and you will have to send the Online payment receipt, ID proof, address proof to mention address written bottom on receipt. (Address also mentioned in this post at the last).
Note - As your authentication failed , you will get mail from Cibil on your email id along with attachment of online payment receipt. Take print of this online payment receipt, and send it with your documents. After reaching your courier, You will be getting the CIBIL report within 7 business days in your Email Inbox.
If you don't want a Cibil score then you may ask for CIR , you have to make DD of 154 Rs and send your form along with address proof and ID proof to the address written below -
Mail your documents on -:
Credit Information Bureau (India) Limited,
Hoechst House, 6th Floor, 193,
Backbay Reclamation, Nariman Point,
Mumbai 400 021,India.
Tel.: 61404300
email:info@cibil.com
Questions -:
How many documents are required to get the CIBIL Report ?
Ans :
If payment done through online then 3 documents.
1. Online Payment Receipt
2. ID Proof
3. Address Proof
Offline Payment Documents are
1. Form - Download from here
2. DD of amount ( 470 Rs or 154 Rs)
3. ID Proof
4. Address Proof.
How many days will take to get CIBIL Report in my mail Inbox ?
Ans : 7 business days
What is different in " Authentication is Successful " and "Authentication is Unsuccessful " ?
Ans:
If Authentication is successful then needs not to send documents and you will be getting the report in your email and if this is unsuccessful then you will have to take print of online receipt and have to do courier the same along with ID proof and address proof, then after only you will get the report in your Email.
What things need to take care in case of documents ?
Ans :
The address on the application form should match with address proof.
Date of birth should be matched with Id proof.
All documents should be self attested.
Address proof should not be more than 3 months for an example Bank statement should be latest one.
Can I buy only CIBIL CIR ?
Ans :
Yes You can.CIBIL CIR only provides you history of credits and will not include CIBIL score.
1. Download and Fill the form from here -
https://www.cibil.com/sites/default/files/pdf/consumer-request-form.pdf
2. You have to make DD of Rs 154 in favor of "CIBIL", payable to Mumbai.
3. Send Form, DD, ID Proof and Address Proof on above address, you will get a CIR report in 7 business days.
What are the documents for ID and Address Proof ?
Ans :
ID Proof Documents are
1. Pan Card - (Prefer it first)
2. Passport
3. Voter ID
4. Driving License
Address Proof Documents are
1. Bank Statements
2. Electricity Bill
3. Telephone Bill
4. Credit Card Statement
5. Passport
Mail your documents on -:
Credit Information Bureau (India) Limited,
Hoechst House, 6th Floor, 193,
Backbay Reclamation, Nariman Point,
Mumbai 400 021,India.
Tel.: 61404300
email:info@cibil.com
Questions -:
How many documents are required to get the CIBIL Report ?
Ans :
If payment done through online then 3 documents.
1. Online Payment Receipt
2. ID Proof
3. Address Proof
Offline Payment Documents are
1. Form - Download from here
2. DD of amount ( 470 Rs or 154 Rs)
3. ID Proof
4. Address Proof.
How many days will take to get CIBIL Report in my mail Inbox ?
Ans : 7 business days
What is different in " Authentication is Successful " and "Authentication is Unsuccessful " ?
Ans:
If Authentication is successful then needs not to send documents and you will be getting the report in your email and if this is unsuccessful then you will have to take print of online receipt and have to do courier the same along with ID proof and address proof, then after only you will get the report in your Email.
What things need to take care in case of documents ?
Ans :
The address on the application form should match with address proof.
Date of birth should be matched with Id proof.
All documents should be self attested.
Address proof should not be more than 3 months for an example Bank statement should be latest one.
Can I buy only CIBIL CIR ?
Ans :
Yes You can.CIBIL CIR only provides you history of credits and will not include CIBIL score.
1. Download and Fill the form from here -
https://www.cibil.com/sites/default/files/pdf/consumer-request-form.pdf
2. You have to make DD of Rs 154 in favor of "CIBIL", payable to Mumbai.
3. Send Form, DD, ID Proof and Address Proof on above address, you will get a CIR report in 7 business days.
What are the documents for ID and Address Proof ?
Ans :
ID Proof Documents are
1. Pan Card - (Prefer it first)
2. Passport
3. Voter ID
4. Driving License
Address Proof Documents are
1. Bank Statements
2. Electricity Bill
3. Telephone Bill
4. Credit Card Statement
5. Passport
